It is compulsory for students from most nationalities to have OSHC (Overseas Student Health Cover) organized before applying for a student visa.

OSHC is insurance to assist international students with the costs of medical and hospital care that they may need while studying in Australia. OSHC will also pay limited benefits for pharmaceuticals and ambulance services.

OSHC includes cover for visits to the doctor, some hospital treatment, ambulance cover and limited medicines.

OSHC insurers can provide a range of different OSHC products. These may range from a basic product which covers only the compulsory minimum services to comprehensive products which cover, in addition to the compulsory minimum services, extra services as specified under the particular policy.